The essence of the refinancing is simple: the borrower takes a new loan on better terms, but first puts out with the help of it the previous one. Most often this process is held in another bank. Borrower’s right to change the lender is enshrined in the law “On mortgage”, but using this right in [...]
The financial crisis has receded, the economic situation began to improve, but many businesses and companies need to attract third-party financing to stay afloat. During the crisis, banks, insuring risks, significantly raised the interest rates on loans and now their payments became quite a serious obstacle for business development. Refinancing for corporate persons became relevant [...]
Refinancing is a clear and reasonable service, especially considering that just two-year mortgage rates have declined significantly. If a couple of years ago borrowers took mortgages in at 14-16 and even 18%, today it can be only 11-12%. Approximately interest rates for loans at present had decreased below 10%. Of course borrowers who took a [...]
The scheme of refinancing is rather simple. Partly for this reason the majority of borrowers resort to it without the help of mortgage brokers. These borrowers tend to be well versed in the existing proposals. They have already gone the way of the initial search of the lending bank, collecting documents and searching the apartment [...]
Selection calculator of individual proposals addressed to the customer for the refinancing of its debt is not the most complex tool. For effective interaction with the customer the credit history and a list of current proposals, the history of contacts with the client are needed. Eventually, when some information about the behavior of customers is [...]
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